Rethinking Canada’s Housing Affordability Challenge

Canada is able to build safe and adequate housing appropriate to the needs of all its households. That is, there are no physical, institutional, or financial impediments, no shortage of building supplies, construction workers, or mortgage financing to supply adequate housing for all. After the Second World War, improvements in housing finance, residential land servicing and building techniques, materials, and regulations produced high-quality housing for the vast majority of Canadian households. So why are some Canadians still poorly housed or unhoused?

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